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Management Team

Charlie Kroll

Charlie Kroll [Charlie's Blog]

President & CEO

Charlie Kroll founded Andera to help clients leverage the web for sales and growth. Today, that vision is keenly focused on improving the retail banking experience for consumers and financial institutions.

As CEO, Charlie drives the company's growth through innovation, alliances, and an unyielding commitment to unanimous client satisfaction. He is active in industry affairs, and serves as board chair of the e-Financial Enablers Council (a roundtable of Internet banking and payments executives) and the Brown University Entrepreneurship Program, and on the boards of Venture for America and the Electronic Funds Transfer Association (EFTA).

Charlie was a finalist for the 2009 Ernst & Young Entrepreneur of the Year, and was named 2006 New England Young Entrepreneur of the Year by the US Small Business Administration (SBA). He received an A.B. from Brown University and a General Course Degree from the London School of Economics & Political Science.

Craig Wilke

Craig Wilke

Senior Vice President, Client Services

As Senior Vice President of Client Services, Craig Wilke is responsible for implementing and supporting Andera's account opening solutions with a focus on innovation, user experience, and customer needs.

Prior to joining Andera, Craig worked in senior consulting roles for AGENCY.COM and Quadris Consulting. In these positions, he worked with clients that included Fidelity Investments, Liberty Mutual, Instinet, and Salomon Brothers to implement both client-server and J2EE software solutions.

Craig has an A.B. in computer science from Harvard University, which makes him one wicked smaht guy.

Rajesh Jayaraman

Rajesh Jayaraman

Chief Technical Officer

Rajesh is resposible for all the ones and zeros at Andera. He joined Andera via the oFlows acquistion, where he also served as CTO. Prior to oFlows, Rajesh was the CTO at Zopa, responsible for all engineering and technology operations.

Before Zopa, Rajesh held multiple engineering and product management positions at Yodlee, a leading provider of online financial services software products. At Yodlee he helped build their online money transfer, account verification and wealth management products. Rajesh has also worked with Infosys Technologies, a global technology firm, where he developed billing systems for telecom clients.

Rajesh's interests and experience are in financial services technology, payment systems and global software development.

Rajesh has a Bachelor's degree in Engineering, with distinction, from the National Institute of Technology, India.

Scott Pitts

Scott Pitts

Chief Product Officer

Scott joined Andera as part of the acquisition of oFlows, where he was CEO. He serves as Andera's Chief Product Officer, responsible for the vision and product management of the Andera platform.

Prior to oFlows, Scott was the Managing Director at Zopa USA, a unique social finance company that brought the credit union movement's people-helping-people philosophy to a broader audience online.

Before Zopa, Scott headed operations and planning at Chela Education Financing. At Chela he also managed an end-to-end in-house loan origination and servicing operation.

Scott practiced corporate law (but we don't hold that against him) and served as the COO and General Counsel for several early-stage Internet and technology start-ups before moving into senior executive roles in financial services technology companies. He received his BA and JD from The University of North Carolina at Chapel Hill.

Bob Chatham

Bob Chatham

Chief Marketing Officer

Bob is responsible for market development and corporate communications. He also leads Andera's growth initiatives in marketing services for online customer acquisition.

Prior to joining Andera, Bob served as CMO and SVP at Visual Sciences, an analytics vendor acquired by Omniture (NASDAQ: OMTR) for $394 million. Bob was also Principal Analyst at Forrester Research where he advised clients about multichannel customer relationships, authored 250 market research pieces, and was quoted in major media.

Bob's experience includes sales management, program management, and software engineering for clinical and scientific data analysis. He has lived and traveled extensively in Asia, Africa, Europe, and the Middle East and holds a B.A. in Computer Science from Colgate University.

Tom Sheehan

Tom Sheehan

Senior Vice President of Sales

Nothing happens until someone sells something, so Tom Sheehan has overall responsibility for Andera's sales strategy and execution, including the direct, channel, and account management teams. He brings with him over 30 years of experience including both small and large companies in the financial technology industry, including most recently five years as the Vice President of Sales at ACI Worldwide (large provider of bill pay and payments products to financial institutions), and previously four years as Vice President of Sales for Financial Fusion (a successful online banking provider).

Sheehan graduated with a Bachelor of Science degree in Accounting from Providence College. 

Chris Burns

Chris Burns

Chief Financial Officer

Chris Burns is Andera's Chief Financial Officer. As CFO, he's responsible for managing the company's financial growth and driving all accounting and administrative operations. Chris brings 20 years of experience and demonstrated leadership in the areas of accounting, finance, and operations for both private and public technology-related firms.

Prior to joining Andera, Chris held the CFO position at Retail Solutions, a venture-backed SaaS company, where he was responsible for all finance, accounting and administrative functions. As CFO of Retail Solutions he played a strategic role in the successful sale of the company to VeriSign. Chris also served as CFO for Kaon Interactive, a venture-backed technology company and eBT International, a publicly traded Web content software company.

Chris earned a BS in Business Administration from Northeastern University and he holds a MBA from Bryant University. He pretty much lives in Excel.