As a college student, I feel like it's
impossible to get a bank to trust me. I understand that banks need
to prioritize security to protect themselves and their customers
from fraud. Still, nothing is more frustrating than having a bank
tell me they don't believe that I'm me.
I have a
thin credit file. I've never borrowed from a bank, never
accumulated debt. I have, however, paid regular and timely rent
payments, cell phone bills, utilities, etc. I am a reliable and
trustworthy customer. Unfortunately, banks don't usually check for
those forms of credit, so I often get rejected on the basis that
they don't have enough information on me to determine my
I'm not the only one. According to FICO, 33 million adult
Americans also have...