
CUTech
takes Research to Reality by providing technology research and
consulting to the Credit Union industry. Since 1996, we have
provided world-class solutions to some of the nation's largest and
most progressive credit unions. CUTech's products and services
enable Credit Unions to be better prepared for today's highly
competitive environment. We work hard to identify and create
products and services that add value to a Credit Union's entire
operations. CUTech strives to help Credit Unions retain and acquire
members. We create products and services that help your Credit
Union members and your Credit Union's bottom line.
CUTech and Andera announced a strategic alliance in June 2006 to
jointly offer integrated account opening services and solutions to
the Credit Union marketplace. The Alliance leverages a combination
of Andera's integrated account opening technology and CUTech's
technical expertise and industry experience to form a set of
industry-leading services and solutions.

Recognized as the authority in transparent, risk-based
authentication, Digital Resolve is leveraging its
heritage and unsurpassed knowledge about online interactions to
deliver deep understanding and value to financial services
institutions as they battle online fraud. With an unrivaled
combination of Internet technology and financial services
expertise, Digital Resolve is uniquely positioned to help banks and
financial services institutions distinguish real customers from
fraudsters, delivering peace of mind that the online channel is
safe, profitable and positioned for growth.

FIS is one of
the world's top-ranked technology providers to the banking
industry. With more than 30,000 experts in 100 countries, FIS
delivers the most comprehensive range of solutions for the broadest
range of financial markets, all with a singular focus: helping you
succeed. Every FIS solution has the strength you need for
profitability today, and the power to help you manage whatever
comes next.
FIS is part of the S&P 500. FIS has also been named the
number one overall financial technology provider in the world by
American Banker and Financial Insights (FinTech 100).
eFunds has entered into a strategic alliance with Andera to
provide a seamless, end-to-end online account opening solution. The
new solution, ChexSystems eXpress Accounts, delivers eFunds'
best-in-class account opening decision technologies through
Andera's industry-leading online platform and integration expertise
to provide financial institutions with the most robust,
cutting-edge on-line account opening solution available in the
market today.
In addition to the strategic alliance, Andera integrates the
ChexSystemsSM and QualiFile solutions with Andera's
proven online account opening solutions, to help you turn away
risky applicants and avoid incidences of fraud, while retaining
your profitable customers. This powerful combination helps you
guarantee the validity of customer information and pinpoint
individuals who are likely to abuse accounts. Whether it means
avoiding fines by ensuring compliance or identifying and targeting
only your most profitable customers, we can transform the potential
for risk into potential profitability.

Equifax has been delivering value-added
information solutions to businesses and consumers for over 106
years. Today Equifax is recognized as a leading
information services provider with over $1.27 billion in annual
revenue and more than 4,400 employees in 12 countries.
A comprehensive offering of Equifax decisioning and fraud tools
are available via Andera's New Accounts Online module. Decision
Power ExpressSM, Decision Power InsightTM, eIDverifier®, Equifax
Fraud AdvisorSM, Equifax ID Advisor® and OFAC AlertTM are proven,
real-time solutions for maximizing account opening, enrollment and
cross-sell opportunities at leading financial institutions
nationwide.

Intuit
Inc. is a leading provider of business and financial management
solutions for small and mid-sized businesses; financial
institutions, including banks and credit unions; consumers and
accounting professionals. Its flagship products and services,
including QuickBooks®, Quicken® and TurboTax®, simplify small
business management and payroll processing, personal finance, and
tax preparation and filing. ProSeries® and Lacerte® are Intuit's
leading tax preparation offerings for professional accountants.
Intuit Financial Services helps banks and credit unions grow by
providing on-demand solutions and services that make it easier for
consumers and businesses to manage their money. Founded in 1983,
Intuit had annual revenue of $3.1 billion in its fiscal year 2009.
The company has approximately 7,800 employees with major offices in
the United States, Canada, the United Kingdom, India and other
locations. More information can be found at www.intuit.com.
Intuit Financial Services entered into a strategic partnership
with Andera in early 20009 to jointly offer Andera's best-of-class
Online Account Opening solution. Adding Online Account Opening to
Intuit's suite of on-line banking products leverages technology
advances of both organizations.

iPay Technologies is the leading
independent provider of Internet bill payment services. Founded in
2001, iPay develops and fully supports consumer and small business
online bill pay solutions for more than 2,800 financial
institutions nationwide and in Puerto Rico. iPay offers exceptional
customer service with a U.S. based customer service center of over
210 bill pay experts who resolve 9.5 of every 10 calls within the
first five minutes. iPay offers a 99.93% payment success rate with
more than 1,200,000 bill pay customers, and over 4,000,000 payments
processed each month. The company is owned by Spectrum Equity
Investors, Bain Capital Ventures, and management. More information
about iPay is available at www.ipaytechnologies.com.

NCR Corporation
(NYSE: NCR) is a global technology company leading the way business
interact with customers. NCR's assisted- and self-service solutions
and comprehensive support services address the needs of retail,
financial, travel, healthcare, hospitality, gaming, and public
sector organizations in more than 100 countries. NCR is
headquartered in Dayton, Ohio.

Open Solutions Inc.® offers a fully
featured strategic information management product platform that
integrates core data processing applications built on a single
centralized Oracle relational database, with Internet banking, cash
management, CRM/business intelligence, financial accounting and
management, profitability, wealth management, imaging, digital
documents, interactive voice response, network services, HSAs,
payments and loan origination solutions. Open Solutions' full suite
of products and services allows banks, thrifts, credit unions and
financial services providers in the United States, Canada and
internationally to better compete in today's aggressive financial
services marketplace, and expand and tap their trusted financial
relationships, client affinity, community presence and personalized
service.
Online account opening is a top priority for many Open Solutions' clients. As a result,
Open Solutions has partnered with Andera to offer clients a
fully-integrated online account opening and funding solution.

Q2ebanking, Inc. provides electronic
banking software and services for financial institutions,
delivering leading-edge technology and unmatched customer service.
Q2 offers unprecedented integration between web, voice and mobile
banking channels, and supports cross-channel Multi-Factor
Authentication and open vendor integration with the financial
institution's other customer-facing third-party applications.
Solutions can be hosted at the FI or Q2 data center and operate on
a Microsoft-based platform. www.q2ebanking.com

S1 Corporation (Nasdaq:
SONE) delivers customer interaction software for financial and
payment services. Worldwide, more than 3,000 customers use S1
software solutions, which are comprised of applications that
address virtually every market segment and every delivery channel.
Community banks, regional banks, national banks, credit unions,
retailers, telcos, and processors all rely on the banking and
payments software delivered under three brand names: Postilion, S1
Enterprise and FSB Solutions. Additional information about S1 is
available at www.s1.com.

Teres Solutions, a wholly-owned
subsidiary of CRIF, a leader of direct and indirect lending
solutions, offers comprehensive software and services to over
hundreds of financial institutions. Using Teres Solutions' (SAIL)
Software Application for Integrated Lending, financial institutions
gain a powerful and flexible solution to streamline and automate
the lending process, increase staff efficiency and grow assets.
In June of 2009, Teres Solutions and Andera announced a
strategic partnership, enabling Teres clients to automate the
account opening process and to provide new account holders with
instant access to loan products. As a result, financial
institutions will have more opportunities to grow their businesses
and establish closer relationships with new customers and
members.

Yodlee powers online banking applications that increase
profitability and drive more value for leading financial
institutions. Yodlee's proven personal financial management,
payments, and customer acquisition solutions are now used by over 8
million consumers at over 100 retail banks, brokerages, and
financial portals. Yodlee operates in the United States and Europe.
For more information, visit www.yodlee.com.
In June 2007, Yodlee and Andera announced a mutual reseller
relationship that brings together best-of-breed solutions to offer
financial institutions an integrated, end-to-end account opening
and funding solution. The combined solution features Yodlee's
Instant Account Verification and FundsTransfer capabilities
seamlessly integrated with Andera's Account Opening platform -
available from both Andera and Yodlee.