Partners

CUTech takes Research to Reality by providing technology research and consulting to the Credit Union industry. Since 1996, we have provided world-class solutions to some of the nation's largest and most progressive credit unions. CUTech's products and services enable Credit Unions to be better prepared for today's highly competitive environment. We work hard to identify and create products and services that add value to a Credit Union's entire operations. CUTech strives to help Credit Unions retain and acquire members. We create products and services that help your Credit Union members and your Credit Union's bottom line.
CUTech and Andera announced a strategic alliance in June 2006 to jointly offer integrated account opening services and solutions to the Credit Union marketplace. The Alliance leverages a combination of Andera's integrated account opening technology and CUTech's technical expertise and industry experience to form a set of industry-leading services and solutions.

Recognized as the authority in transparent, risk-based authentication, Digital Resolve is leveraging its heritage and unsurpassed knowledge about online interactions to deliver deep understanding and value to financial services institutions as they battle online fraud. With an unrivaled combination of Internet technology and financial services expertise, Digital Resolve is uniquely positioned to help banks and financial services institutions distinguish real customers from fraudsters, delivering peace of mind that the online channel is safe, profitable and positioned for growth.

eFunds Corporation is an industry leader with nearly 30 years of experience in electronic payments and risk management. eFunds' decision support solutions deliver client acquisition, risk and fraud mitigation and profit optimization products and services for financial institutions.
eFunds has entered into a strategic alliance with Andera to provide a seamless, end-to-end online account opening solution. The new solution, ChexSystems eXpress Accounts, delivers eFunds' best-in-class account opening decision technologies through Andera's industry-leading online platform and integration expertise to provide financial institutions with the most robust, cutting-edge on-line account opening solution available in the market today.
In addition to the strategic alliance, Andera integrates the ChexSystemsSM and QualiFile solutions with Andera's proven online account opening solutions, to help you turn away risky applicants and avoid incidences of fraud, while retaining your profitable customers. This powerful combination helps you guarantee the validity of customer information and pinpoint individuals who are likely to abuse accounts. Whether it means avoiding fines by ensuring compliance or identifying and targeting only your most profitable customers, we can transform the potential for risk into potential profitability.

Equifax has been delivering value-added information solutions to businesses and consumers for over 106 years. Today Equifax is recognized as a leading information services provider with over $1.27 billion in annual revenue and more than 4,400 employees in 12 countries.
A comprehensive offering of Equifax decisioning and fraud tools are available via Andera's New Accounts Online module. Decision Power ExpressSM, Decision Power InsightTM, eIDverifier®, Equifax Fraud AdvisorSM, Equifax ID Advisor® and OFAC AlertTM are proven, real-time solutions for maximizing account opening, enrollment and cross-sell opportunities at leading financial institutions nationwide.

Fiserv VISION has been providing account processing services to financial institutions for more than two decades. Fiserv VISION serves a diverse client base – from start-up institutions to multi-billion dollar organizations, from commercial banks operating in a proof-of-deposit environment to savings banks and credit unions operating online, real-time. Fiserv VISION is a business unit of Fiserv, the leading resource for information technology services. Fiserv's continued development of market-leading solutions, coupled with its commitment to the financial industry, make Fiserv VISION the provider of choice for online, real-time account processing services.
Fiserv VISION and Andera entered a strategic alliance in 2005, enabling Fiserv VISION clients to efficiently open and fund new accounts via the Internet to build deposit growth. Fiserv VISION's Online Account Boarding works in tandem with Andera's New Accounts Online to provide an end-to-end account opening solution including customer verification, funding, and check ordering.

Harland Financial Solutions, Inc. supplies software and services to thousands of financial institutions of all sizes, offering its solutions in both an in-house and service bureau environment. It is a leader in core systems, item and payment processing, enterprise content management, branch automation, customer relationship management, business intelligence, lending solutions, risk management, compliance training, financial accounting, mortgage solutions, self service solutions and performance advisory services.
In February of 2008, Andera and Harland Financial Solutions announced a partnership through which Andera and Harland will integrate their products to provide online account opening, offering a turnkey solution to Harland Financial Solutions' clients -including ULTRADATA, Phoenix, and Cavion financial institutions.

Intuit Financial Services, formerly Digital Insight, helps financial institutions optimize their profitability by continuously innovating how consumers and businesses manage their money. Our on-demand financial management solutions are based on decades of customer insights. Consumer and business Internet banking, Bill Payment and Presentment, FinanceWorks(tm), TurboTax(r) for Online Banking, Business Financial Solutions and marketing programs designed to help drive adoption and active use are just a few of the solutions we offer to financial institutions.
Intuit Financial Services entered into a strategic partnership with Andera in early 2009 to jointly offer Andera's best-of-class Online Account Opening solution. Adding Online Account Opening to Intuit's portfolio of online banking products leverages technology advances of both organizations.
iPay Technologies is the leading independent provider of Internet bill payment services. Founded in 2001, iPay develops and fully supports consumer and small business online bill pay solutions for more than 2,800 financial institutions nationwide and in Puerto Rico. iPay offers exceptional customer service with a U.S. based customer service center of over 210 bill pay experts who resolve 9.5 of every 10 calls within the first five minutes. iPay offers a 99.93% payment success rate with more than 1,200,000 bill pay customers, and over 4,000,000 payments processed each month. The company is owned by Spectrum Equity Investors, Bain Capital Ventures, and management. More information about iPay is available at www.ipaytechnologies.com.

neoSaej, through its online presence at MoneyAisle.com, has developed an entirely new way to help banks raise deposits while dramatically reducing advertising expenditure. Our innovative approach levels the playing field between banks of all sizes. neoSaej's model is advertising-free and entirely success-based. This dramatically reduces banks' customer acquisition costs.
MoneyAisle.com features the first entirely free online auction marketplace where consumers get great CD rates and high interest savings accounts. Through its partnership with Andera, neoSaej's partner banks provide seamless account opening experiences for MoneyAisle consumers.

NCR Corporation (NYSE: NCR) is a global technology company leading the way business interact with customers. NCR's assisted- and self-service solutions and comprehensive support services address the needs of retail, financial, travel, healthcare, hospitality, gaming, and public sector organizations in more than 100 countries. NCR is headquartered in Dayton, Ohio.

Open Solutions Inc.® offers a fully featured strategic information management product platform that integrates core data processing applications built on a single centralized Oracle relational database, with Internet banking, cash management, CRM/business intelligence, financial accounting and management, profitability, wealth management, imaging, digital documents, interactive voice response, network services, HSAs, payments and loan origination solutions. Open Solutions' full suite of products and services allows banks, thrifts, credit unions and financial services providers in the United States, Canada and internationally to better compete in today's aggressive financial services marketplace, and expand and tap their trusted financial relationships, client affinity, community presence and personalized service.
Online account opening is a top priority for many Open Solutions' clients. As a result, Open Solutions has partnered with Andera to offer clients a fully-integrated online account opening and funding solution.

Q2ebanking, Inc. provides electronic banking software and services for financial institutions, delivering leading-edge technology and unmatched customer service. Q2 offers unprecedented integration between web, voice and mobile banking channels, and supports cross-channel Multi-Factor Authentication and open vendor integration with the financial institution's other customer-facing third-party applications. Solutions can be hosted at the FI or Q2 data center and operate on a Microsoft-based platform. www.q2ebanking.com

S1 Corporation (Nasdaq: SONE) delivers customer interaction software for financial and payment services. Worldwide, more than 3,000 customers use S1 software solutions, which are comprised of applications that address virtually every market segment and every delivery channel. Community banks, regional banks, national banks, credit unions, retailers, telcos, and processors all rely on the banking and payments software delivered under three brand names: Postilion, S1 Enterprise and FSB Solutions. Additional information about S1 is available at www.s1.com.

Teres Solutions, a wholly-owned subsidiary of CRIF, a leader of direct and indirect lending solutions, offers comprehensive software and services to over hundreds of financial institutions. Using Teres Solutions’ (SAIL) Software Application for Integrated Lending, financial institutions gain a powerful and flexible solution to streamline and automate the lending process, increase staff efficiency and grow assets.
In June of 2009, Teres Solutions and Andera announced a strategic partnership, enabling Teres clients to automate the account opening process and to provide new account holders with instant access to loan products. As a result, financial institutions will have more opportunities to grow their businesses and establish closer relationships with new customers and members.

Yodlee powers online banking applications that increase profitability and drive more value for leading financial institutions. Yodlee's proven personal financial management, payments, and customer acquisition solutions are now used by over 8 million consumers at over 100 retail banks, brokerages, and financial portals. Yodlee operates in the United States and Europe. For more information, visit www.yodlee.com.
In June 2007, Yodlee and Andera announced a mutual reseller relationship that brings together best-of-breed solutions to offer financial institutions an integrated, end-to-end account opening and funding solution. The combined solution features Yodlee's Instant Account Verification and FundsTransfer capabilities seamlessly integrated with Andera's Account Opening platform - available from both Andera and Yodlee.







