Our ops and engineering teams have made very significant progress this year on system performance and response times, moving from what was admittedly sluggish performance at the beginning of this year, to what could now be called downright quick. We have more work to do, especially with some of the queries in our Management Console, but on balance we are well within our target range for most pages and well ahead of where we were in just the weeks and months past.
The data from last week for our consumer-facing application (account opening workflow), shows that 95% of pages were returned in 2.4 seconds or less, and 99% of pages were returned in 4 seconds or less. This data excludes pages with third party depencies (ID Verification, core system integration, etc) but is a good proxy for the performance of our system, and reflects very significant progress over similar measurements from earlier this year.
We're continuing to make progress on the Management Console (reporting) side as well, with some improvement already made and more to come, so stay tuned.